A Health Care Captive for AZ Non Profits

AHRIC is a Health Care Captive for employers that want to control their costs. A group of nonprofits founded AHRIC in 2015, after a decade of success in managing their risk as a consortium.

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Employers like you want the leverage that larger employers have in negotiating with the insurance companies.


Together, AHRIC partners work to offer their employees better benefits at a better cost. 


Today, these partner-owners joined together through AHRIC, and pool their risk across thousands of covered employees’ lives. In this way, they historically have kept their costs below the market trend. 


Unlike traditional insurance, AHRIC partners benefit from:

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Pooled risk that eliminates surprise increases

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Legal structure that reduces margins taxes & fees

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Shared savings from collaborating with others


The partners work closely with CBIZ, a top employee benefits firm. CBIZ staff across Arizona manage all vendors and ensure plans stay in compliance. This relationship frees AHRIC partners to focus on what matters most: Caring for their employees, expanding their programs and fulfilling their missions. 

Get to know our expert support team.

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